Why Correcting Errors on Your Credit Report is Essential

Fixing an error on your credit report can be time consuming, and not a little frustrating. But with a recent FTC study showing that 26% of consumers could have potentially problematic errors on their credit reports, checking for and reporting errors is more important than ever. Why Are Credit Report Errors So...

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Establishing Good Credit

Having spent numerous years educating and counseling service members, I have come to realize that a very large number of them have very little if any financial education.  Especially now, in my present position, counseling service members who have no knowledge of establishing credit, is a daily occurrence.  Regardless of...

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The State of Older Americans and Savings

The numbers are shocking. In 2012, the average credit card debt among adults aged 65+ was $9,283 (Demos). One-third of senior households has no money left over each month or is in debt after meeting essential expenses (Institute on Assets and Social Policy). The share of Americans 65 and older in the labor force went from 12.1% in 1990...

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Why Financial Literacy Matters

By Brian Page Personal finance is just as much about protecting what is inside of us as it is protecting what is around us. Our own personal finances have a direct impact on our emotional well-being. It is our responsibility to balance a successful personal and professional life, and be...

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What Do You Want to be When You Grow up?

As a kid we knew. Well, we had to have an answer - we were asked the question all the time. Although, in my case, I didn't know. Not until I was about 30 years old. I married my husband in college and was thrust into military life right after...

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Why Our Paychecks Are Smaller This Year

Mark Cussen is a financial analyst and contributor for the website, Money Crashers Personal Finance. He writes about financial education and training and economic policy. The political uproar over the fiscal cliff issue that permeated the media back in December has faded from the news headlines. However, the effects of the resolution to...

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2013 TG Annual Training Conference

For more than 30 years, TG has dedicated itself to providing solutions to help students finance higher education. In recent years, TG has expanded our focus in areas critical to higher education, including financial literacy and default aversion. We offer efficient and innovative resources that broaden college access and promote...

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10 Ways to Save $100 During America Saves Week

By Meg Favreau, Senior Editor of personal finance blog Wise Bread. Money is like a cake. When you get that delicious dessert, it can be tempting to eat it all at once. But if you do, you’ll end up with a stomachache, that sugarcoated feeling on your teeth, and perhaps most...

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5 Easy Ways to Get Involved in America Saves Week and Save Successfully

By Katie Bryan, America Saves Communications Manager. America Saves Week February 25 – March 2, 2013 is chance for individuals to assess their own saving status and take financial action. Studies reveal that having a savings plan with specific goals can have beneficial financial effects, even for lower-income families. Here are 5...

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Survey Finds More than 75% of Americans are at Financial Risk

by Judith Cohart, President Personal Finance Employee Education Foundation (PFEEF) Just completed research from the non-profit Personal Finance Employee Education Foundation™ reveals that as many as 32% of Americans may be seriously in debt. This severe level of financial stress not only impacts their productivity at work, but also may...

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Will You Build The Next Great Personal Finance App?

by Nick Maynard, Director of Innovation, D2D Fund The Financial Capability Development (FinCapDev) Competition is a nationwide competition administered by the Doorways to Dreams Fund (D2D) and the Center for Financial Services Innovation (CFSI). It encourages and facilitates the development of innovative, fully-functional and market-ready mobile apps to increase consumers’...

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5 Resolutions to Get You Saving in the New Year

As the end of 2012 quickly approaches, make sure to give your finances a checkup and discover if you need to make saving your New Year’s resolution. You may discover that you have debt you need to pay down or that you are ready to take the next step in...

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