About Real Money, Real Experts

Real Money, Real Experts is a personal finance podcast written and produced by AFCPE®. With an audience of financial professionals, we strive to educate and entertain with a combination of expert tips, engaging interviews, and real-life storytelling. 

  • Covering real stories about how professionals like you are impacting their clients.
  • Offering tips from real experts on how to improve client interactions and grow your business.


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AFCPE® ensures the highest integrity of the financial counseling profession by certifying, connecting, and supporting diverse professionals. Our comprehensive programs, the AFC® (Accredited Financial Counselor®) and represent the gold standard of financial counseling and coaching certifications. And our membership community offers a place to share best practices, solve similar struggles, and access tools and resources that advance your career and enable you to better serve your clients.

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Meet the Hosts

Rachael DeLeon, AFCPE

Rachael DeLeon, AFCPE® Executive Director

Rachael DeLeon, Executive Director of AFCPE®, is co-host of Real Money, Real Experts podcast. Rachael leads AFCPE, a national association for financial counselors, coaches, and educators. AFCPE certifies, supports, and connects professionals across the personal finance field who are committed to the highest standards of professionalism and passionate about helping people with their money.

Mary Bell Carlson, AFC®, CFP®, Ph.D.

Dr. Mary Bell Carlson is a financial behavior expert and is currently the President and Founder of Financial Behavior Keynote Group, a speaking and consulting firm providing thought leadership around financial behavior change. She also teaches at the University of Georgia and Texas Tech University in personal financial planning and holds both the AFC® and CFP® credentials.

Recent Episodes

Real Money, Real Experts: Mike Lanway

Episode 103: The Heart of A Financial Educator Unlocked with Mike Lanway Download the transcript or watch on Youtube!  Our first podcast episode to kick off with a love story! Join Rachael DeLeon and Dr. Mary Carlson as they sit down with Mike Lanway, CFP®, TSP expert, and self-proclaimed federal benefits “nerd.” In this week’s episode of Real Money, Real

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Real Money, Real Experts: Christine Niccoli and Nathalie Kallab Racimo

Episode 102: Elevating Nonprofit Financial Coaching with the AFC with Christine Niccoli and Nathalie Kallab Racimo Download the transcript or watch on Youtube! On this week’s episode of Real Money, Real Experts, co-hosts Rachael DeLeon and Dr. Mary Bell Carlson are joined by Christine Niccoli, Director in Community Impact at United Way Massachusetts Bay, and Nathalie Kallab Racimo, AFC, Senior

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Real Money, Real Experts: Gilbert Rogers

Episode 101: How To Be A Servant Leader with Gilbert Rogers Download the transcript or watch on Youtube! “Tailor what you’re doing to the audience that you’re serving.”-Gilbert Rogers. On this week’s episode of Real Money, Real Experts, co-hosts Rachael DeLeon and Dr. Mary Bell Carlson are joined by Gilbert Rogers, AFC. Gilbert is the Director of Financial Wellbeing at

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Real Money, Real Experts: 100th Episode Celebration with Rachael & Mary

Episode 100: The Journey to 100 Episodes with Rachael & Mary Download the transcript or watch on Youtube! Step into the spotlight with us as we commemorate the 100th episode of Real Money, Real Experts. In this special episode, we reminisce on the trials, triumphs, and unforgettable moments that have defined our podcast journey and look ahead to the future. 

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Real Money, Real Experts: Lissa Prudencio

Episode 99: Purpose, Passion, and the Power of Pivoting with Lissa Prudencio Download the transcript or watch on Youtube! Join co-hosts Rachael Deleon and Dr. Mary Carlson as they welcome Lissa Prudencio, AFC®, Founder of Wealth for Women of Color. In our latest episode, Lissa shares the power of pivoting and reminds us that investing in ourselves can help change

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Real Money, Real Experts: Sara Lohse

Episode 98: Leading with Values and Stories with Sara Lohse Download the transcript or watch on Youtube! Join co-hosts Rachael Deleon and Dr. Mary Carlson in this week’s episode as they welcome Sara Lohse, AFC® and Founder of Favorite Daughter Media, to the conversation. Fueled by caffeine and unwavering passion, Sara is a master at blending storytelling and marketing to

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Listener Reviews

"I am excited about the Real Money, Real Experts Podcast. The hosts Rebecca and Mary have such rich and diverse background in the financial counseling and education space and they complement each other well. Usually in the first few episodes of a podcast, there is a sense of working out the kinks and getting comfortable with the format but this was a polished effort from the start. I also like the 20-min format, perfect for a listen on my morning jog or while running errands. I look forward upcoming episodes."

"Looking forward to more episodes hosted by these two great financial professionals!"

Be a Guest

If you’re doing interesting work in the field and would like to share your stories and expertise, apply to be a guest on Real Money, Real Experts! Fill out the podcast guest application and an AFCPE staff member will contact you if you are selected.

Sponsor the Podcast

We love partnering with brands that share our mission and values. Check out our media kit to learn more about our incredible community of listeners. Packages available for every budget. Questions? Email us!

Questions? Comments? We want to hear from you!

Do you have a topic you’d like us to explore, or feedback for the podcast? We’d love to hear from you. Contact us or comment below to let us know your thoughts.

8 responses to “Real Money, Real Experts Podcast”

  1. Hello! ABSOLUTELY AWESOME!!! l just finished listening to Real Money/Real Experts, Pilot Episode and truly enjoyed meeting you! I was so INSPIRED and MOTIVATED that l WILL cease PROCRASTINATING and get started on reaching my next life’s goal of becoming a financial Coach/Counselor. Thank you so much for the AMAZING LEADERSHIP! Ms. Farrow

    • Thank you so much for listening! We hope you stick around and enjoy future episodes. Thanks for the feedback!

  2. How can we get FICO open access- for free for our clients instead of paying the fees associated with getting the score and the needed education/coaching? Can this not be waived for financial coaching for AFCPE members?
    Carol Ehlers
    ISU Extension
    712-732-5056 (home office/not open yet)
    712-299-3454 (personal cell)

  3. I use the PodCruncher app for iPhone. Thoroughly enjoyed the interesting and informative first four podcasts. I’m going to listen to E5 sometime this afternoon. Terrific job so far! Thank you!

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