Blog

1. Have you seen ways in which credit card companies are still marketing to consumers under the age of 21? 2. Is new law that says you have to be 21 years old with the exception of income or "co-cosigner, good or bad? Is it holding young people back from...

January 21, 2011

Some of you who work with clients facing foreclosure may already be familiar with The Foreclosure Survival Guide by Stephen Elias, published by Nolo. For those who have found it to be a useful reference, and those who may know someone with questions about foreclosure, I thought I would point...

November 01, 2010

What effective techniques can you share for teaching kids good money management habits and any research conducted in that area? William H. Dwight October 28, 2010

October 28, 2010

Thought I would share a great article in the latest edition of Psychotherapy Networker that explores the potential of social networks. I found it to be an inspiring piece and it got me to wondering how you other members are using these social technologies in your work as researchers, educators,...

September 27, 2010

What guidelines are accepted for how to save/invest in company-contribution savings programs such as 401Ks when the person changes jobs every 2-5 years? Are strategies different than when you expect to invest in the same 401K (or similar vehicle) over 10-15 years? What do you need to know in terms...

May 13, 2010

When was the last time you focused on the "how" instead of the "what" of your practice? As financial educators and counselors, we often find our practice revolves around providing answers and information to those we serve. After all, bad advice or inaccurate information could mean financial ruin for someone....

February 09, 2010

How many of you have made progress on those New Year's resolutions? And more importantly, how many of your clients or program participants have? What are people doing that results in their making progress toward a resolution or goal? How is that different than what those not making progress are...

February 04, 2010

Unemployment for Americans aged 16 to 19 is at an all time high – 27%. It’s a segment of our workforce that has been hard hit by the recession, yet largely overlooked. Though unemployment among adults is a pressing matter, the long term affects of unemployment among our youth is...

January 26, 2010

Please be aware of a new tool that helps clients find free income tax assistance anywhere in the nation: http://extension.missouri.edu/hes/taxed/vitasites.htm The search tool allows you to narrow your search to a state and the counties and cities within that state. Andrew Zumwalt, M.S. Director of the MoTax Education Initiative University...

January 20, 2010

The importance of financial education cannot be overstated, especially in preparation for life changing events such as marriage. The research shows that conflicts regarding finances is still the leading factor to divorce. What ideas and proven techniques can you share to help reach pre-marital clients so that they are armed...

October 26, 2009

Please share your favorite book suggestions: 1. children's books that help teach an important life lesson or 2. adult self help books to recommend to clients. Brenda Vaughn Director of Financial Literacy September 09, 2009

September 09, 2009

Think about what has triggered a change in your financial behavior or for someone else. Let's see if we can find some themes. Who knows what we might come up with. Glenn Muske 2009 AFCPE President September 02, 2009

September 02, 2009