Blog

Two new health reimbursement arrangements—the Individual Coverage HRA (ICHRA) and the Excepted Benefit HRA (EBHRA) are officially on the market, on the heels of a big push for flexibility and accessibility in the healthcare market. Looking to attract talent and make the most of their benefits budget, companies across the...

January 21, 2020

Carl and Carletha Windom are Accredited Financial Counselors® (AFC®) who have a spirit to serve. As siblings, the Windoms have a strong family history of military service. Their individual and collective experiences have given them an understanding of the unique challenges that military service members face, instilling a passion to...

January 17, 2020

AFCPE members and the FTC have a lot in common. As financial counselors, coaches, and educators, you work to help improve the economic well-being of individuals and families. As the nation’s consumer protection agency, the FTC also educates people across generations about issues that affect their daily lives, including their...

January 10, 2020

On Friday November 8, 2019 colleges and universities across the U.S. celebrated the 3rd annual First-Generation College Celebration Day!1 As a first-generation student who has worked with fellow first-generation students, I know there are many terms used in higher education whose meaning is not easily understood by every student and...

December 09, 2019

Financial literacy has become a popular topic of study and research. For several years now, academics have advocated for more financial literacy education in schools, and public funding for other such programs. At face value, this seems like a good thing: the more financial education the better. But this assumes...

December 04, 2019

We are surrounded by money. We use it every day. But, for many, there is not enough accessible instruction to make a difference.  For years, schools assumed parents were teaching money management skills and parents assumed the schools were teaching it.  The end result is that many people were never...

November 18, 2019

[caption id="attachment_6769" align="alignleft" width="289"] Photo: Robb McCormick Photography - https://www.robbmccormick.com[/caption]Hello all, I don’t know if you are like me, but I love to attend conferences, and there are so many reasons why I love them. I really enjoy connecting with people who have a passion similar to mine, and I...

November 08, 2019

Today, more couples are delaying marriage. Many are choosing to cohabit before marriage or instead of marrying, and this is especially true among young adults. Money, specifically not enough of it, is often cited as a reason for this decision. Our study explored this possibility with survey data from 424...

October 23, 2019

 At times financial counseling with culturally diverse clients may seem daunting and counselors may be unsure of how best to connect with their clients and help them effectively. This was true for some of the counselors we interviewed as part of our research, "Financial Counselors’ Experiences Working with Clients of...

October 09, 2019

All disasters – from wildfires to hurricanes – come with their own unique set of challenges to consider during preparation; however, regardless of the type of disaster your community may face, one of the most crucial aspects of preparedness is your finances. Having ample savings and insurance coverage can make...

September 27, 2019

Erin Kidd, AFC® is an Enrolled Agent who specializes in individual taxation and focuses on simplifying complex tax issues and educating clients. “I love to help them plan for the future and anticipate the implications of their next financial move!” AFCPE: You were part of the very first class of FINRA...

September 20, 2019

Trevor Sharp, CFP®, ChFC®, AFC®, is a financial planner for DMBA, an employer sponsored financial planning firm.  Their firm helps employees with everything from basic money management to comprehensive financial planning. AFCPE: What inspired or led you to pursue a career in this field? Trevor: When I was a freshman...

August 31, 2019