You believe in a future where all people — regardless of income or background — deserve financial security through the highest quality financial counseling, coaching and education. As an AFC®, you help make it a reality.

Why the AFC®?

The Accredited Financial Counselor® (AFC®) certification provides you with the knowledge and experience to meet individuals and families where they are, help them build a strong financial foundation, realize their goals and achieve lasting financial well-being.

With an AFC certification, you can:

  • Educate clients in sound financial principles.
  • Assist clients in the process of overcoming their financial indebtedness.
  • Help clients identify and modify ineffective money management behaviors.
  • Guide clients in developing successful strategies to achieve their unique financial goals.
  • Support clients as they work through their financial challenges and opportunities.
  • Help clients develop new perspectives on the dynamics of money in relation to family, friends and individual self-esteem.
  • Navigate cultural and emotional aspects of money

What can I do with an AFC®?

Explore some of the ways Accredited Financial Counselors are making an impact in the field.

Government / Military Careers

Working for the government has many benefits, from job security to generous health and retirement benefits, and for AFC® professionals there are a number of opportunities to work at a national or state level to impact financial security.


Education / Academia Careers

From early childhood through college and beyond, personal finance should be a requirement at every point of a person’s development. AFC® professionals are meeting people where they are through financial coaching, counseling, and education.

Woman speaking to someone on a video call on a laptop

Private Practice

Finances touch every part of a person’s life, which is why AFC® professionals are becoming more critical in the private sector.



If you want to influence positive change, support financial stability, and create impact in the lives of others, a career in the nonprofit sector might be the path for you. 


How do I earn my AFC? 4 Requirements for AFC® Certification

Ready to earn your AFC? The following 4 steps can be completed in any order, but we recommend completing them in the order below. You will have 3 years from the date of registration to complete the program.


5 pathways to satisfy the educational requirements to be eligible to sit for the exam.


1 proctored examination offered on a rolling basis at over 300 locations


1000 hours of experience.


3 years from date of registration to complete all requirements for certification including agreeing to adhere to the AFCPE Code of Ethics.

How will AFCPE support me during the program? 

Registering for the AFC is big decision. We want to make sure you have a strong community, staff support, and career guidance on your journey to earning the AFC.

Office Hours: Questions? Concerns? Get support from our Certification Team during our virtual Office Hours.

Connected Community: Connect with other AFC Candidates to share study tips, experience hour opportunities, and more!

Career Center: Find your dream financial counseling job or internship!

Special Pricing: Learn more about our special pricing, including AFC® exam discounts for students, group pricing, military educational benefits, and myCAA for eligible military spouses.

Candidate Membership: Gain access to resources, mentorship, and a sense of community to support you as you complete your certification.

Register for a free AFC® Information Session

Questions about the AFC?

Join our Certification Team for a no-pressure, informative session to get all the information you need to make your decision!

Our info sessions are held monthly from 3:00 - 4:00 PM ET. Recordings are available to registered attendees.

Learn More

Post-Certification Requirements

Learn more about post-certification requirements.

Pay Annual Fee

5 pathways to satisfy the educational requirements to be eligible to sit for the exam.

Earn 30 CEUs

1 proctored examination offered on a rolling basis at over 300 locations

Re-sign Code of Ethics

1000 hours of experience.

What Makes the AFC Different?

We are proud to be NCAA-accredited.

NCCA Accredited Certification Program Badge

The NCCA accredited the Association for Financial Counseling & Planning Education® (AFCPE®)’s AFC® certification for a five-year period, expiring December 31, 2025. NCCA is the accrediting body of the Institute for Credentialing Excellence (formerly the National Organization for Competency Assurance). Since 1977, the NCCA has been accrediting certifying programs based on the highest quality standards in professional certification to ensure the programs adhere to modern standards of practice for the certification industry. The AFC’s compliance with NCCA standards shows that the educational content and testing for the AFC is psychometrically sound and has been developed, maintained and governed by the highest standard. This recognition and achievement sets the certification mark apart from others in the field and emphasizes the highest standard of excellence that AFCPE has built for this field.

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