Free Income Tax Assistance Tool

Please be aware of a new tool that helps clients find free income tax assistance anywhere in the nation: http://extension.missouri.edu/hes/taxed/vitasites.htm The search tool allows you to narrow your search to a state and the counties and cities within that state. Andrew Zumwalt, M.S. Director of the MoTax Education Initiative University...

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Reaching Out to New Audiences

The importance of financial education cannot be overstated, especially in preparation for life changing events such as marriage. The research shows that conflicts regarding finances is still the leading factor to divorce. What ideas and proven techniques can you share to help reach pre-marital clients so that they are armed...

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Book Reviews

Please share your favorite book suggestions: 1. children's books that help teach an important life lesson or 2. adult self help books to recommend to clients. Brenda Vaughn Director of Financial Literacy September 09, 2009

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What has Triggered a Change in Your Financial Behavior?

Think about what has triggered a change in your financial behavior or for someone else. Let's see if we can find some themes. Who knows what we might come up with. Glenn Muske 2009 AFCPE President September 02, 2009

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Phased Retirement

How do we keep employees that are retirement age not so retired and in the workforce? What are other companies doing regarding phased retirement? Kathy Krogmeier August 10, 2009

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AFC feedback

What do other AFC's think about using Non-profit debt solutions organizations like Incharge.org or Americanconsumercredit.org in practice? DAVID F. SULLINS Community Readiness Consultant Accredited Financial Counselor (AFC) August 10, 2009

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FICO Score

Our FICO score is used in about everything in our life. From what we pay in interest on loans, car insurance, getting an apartment or even a job and more. Have we become a society that is too dependent on the FICO score? Have we become lazy? How about the...

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The Income-Based Repayment (IBR) Program

I wanted to share some information with AFCPE members about the Income-Based Repayment (IBR) plan that might be useful to members and their clients who are repaying federal student loans. The Income-Based Repayment (IBR) program was part of the 2007 College Cost Reduction and Access Act and the program goes...

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Keep a Watchful Eye on Consequences of Cardholder Bill of Rights

On Friday, May 22, President Obama signed into law the Credit Card Accountability, Responsibility, and Disclosure Act (Credit CARD Act, H.R. 627), a series of sweeping new credit card industry reforms aimed at protecting consumers. If you haven’t had a chance to review the specifics of this legislation, the Washington...

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Helping Youth Learn About Money

Many of you may already know that I have a passion for youth financial literacy. I was involved in the development of the two personal finance-related 4-H curricula—Financial Champions (member of design team) and Consumer Savvy (co-coordinator of the design team). I am also coordinating eXtension’s Financial Security for All...

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Utilizing the Making Work Pay Tax Credit as a Practitioner

As part of my money management coaching sessions I am educating clients about how the Making Work Pay Tax Credit works and how they can utilize this extra money each month to reach specific financial goals. While providing this basic information, it is important not to step out of our...

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Department of Defense Homeowners Assistance Program

Recently, I began receiving information on the Department of Defense Homeowners Assistance Program. This DoD program originally was designed to assist DoD employees affected by a base realignment known as Defense Base Closure and Realignment Commission (BRAC). Due to the recent passage of the stimulus bill February 17th, 2009, two...

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