My Work: I manage a financial coaching and savings program in Lynn, Massachusetts for a nonprofit called Compass Working Capital, that serves families living in subsidized housing. Our goal is to support our clients to build assets and financial capabilities as a pathway to greater economic opportunity, and out of poverty.
My Roots: I am originally from the Dominican Republic – my family has Hispanic and Arabic roots.
My Passion: Law & Finance
My Hero: My grandfather – Jose Isaac
My Favorite Quote: “Nothing in the world can take the place of Persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and Determination alone are omnipotent.” -Calvin Coolidge
My Favorite Personal Finance Tool/Resource: Mint.com and the Clarity App
- To Someone Considering Becoming a Financial Counselor/Coach: Doing your job with love is as important as having a broad knowledge of personal finance.
- To Someone Going Through the AFC Program: Study hard. Read all the assigned books thoroughly. Coaching experience is a huge help. And most importantly, never give up!
My way of “Meeting People Where They Are”: I share my own life experiences
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My question for colleagues/peers: What are the most challenging situations you’ve experienced with your clients? How did you handle them?
Respond to Carlos’s question in the comments section below and follow AFCPE on social media to engage with our #FinLitMonth spotlight questions, tips and fun facts throughout the month of April.