Blog
How vs. What
When was the last time you focused on the "how" instead of the "what" of your practice? As financial educators and counselors, we often find our practice revolves around providing answers and information to those we serve. After all, bad advice or inaccurate information could mean financial ruin for someone....
February 09, 2010
Read More >New Year’s Resolution
How many of you have made progress on those New Year's resolutions? And more importantly, how many of your clients or program participants have? What are people doing that results in their making progress toward a resolution or goal? How is that different than what those not making progress are...
February 04, 2010
Read More >Effects of Unemployed Teens
Unemployment for Americans aged 16 to 19 is at an all time high – 27%. It’s a segment of our workforce that has been hard hit by the recession, yet largely overlooked. Though unemployment among adults is a pressing matter, the long term affects of unemployment among our youth is...
January 26, 2010
Read More >Free Income Tax Assistance Tool
Please be aware of a new tool that helps clients find free income tax assistance anywhere in the nation: http://extension.missouri.edu/hes/taxed/vitasites.htm The search tool allows you to narrow your search to a state and the counties and cities within that state. Andrew Zumwalt, M.S. Director of the MoTax Education Initiative University...
January 20, 2010
Read More >Reaching Out to New Audiences
The importance of financial education cannot be overstated, especially in preparation for life changing events such as marriage. The research shows that conflicts regarding finances is still the leading factor to divorce. What ideas and proven techniques can you share to help reach pre-marital clients so that they are armed...
October 26, 2009
Read More >Book Reviews
Please share your favorite book suggestions: 1. children's books that help teach an important life lesson or 2. adult self help books to recommend to clients. Brenda Vaughn Director of Financial Literacy September 09, 2009
September 09, 2009
Read More >What has Triggered a Change in Your Financial Behavior?
Think about what has triggered a change in your financial behavior or for someone else. Let's see if we can find some themes. Who knows what we might come up with. Glenn Muske 2009 AFCPE President September 02, 2009
September 02, 2009
Read More >Phased Retirement
How do we keep employees that are retirement age not so retired and in the workforce? What are other companies doing regarding phased retirement? Kathy Krogmeier August 10, 2009
August 10, 2009
Read More >AFC feedback
What do other AFC's think about using Non-profit debt solutions organizations like Incharge.org or Americanconsumercredit.org in practice? DAVID F. SULLINS Community Readiness Consultant Accredited Financial Counselor (AFC) August 10, 2009
August 10, 2009
Read More >FICO Score
Our FICO score is used in about everything in our life. From what we pay in interest on loans, car insurance, getting an apartment or even a job and more. Have we become a society that is too dependent on the FICO score? Have we become lazy? How about the...
August 07, 2009
Read More >The Income-Based Repayment (IBR) Program
I wanted to share some information with AFCPE members about the Income-Based Repayment (IBR) plan that might be useful to members and their clients who are repaying federal student loans. The Income-Based Repayment (IBR) program was part of the 2007 College Cost Reduction and Access Act and the program goes...
July 01, 2009
Read More >Keep a Watchful Eye on Consequences of Cardholder Bill of Rights
On Friday, May 22, President Obama signed into law the Credit Card Accountability, Responsibility, and Disclosure Act (Credit CARD Act, H.R. 627), a series of sweeping new credit card industry reforms aimed at protecting consumers. If you haven’t had a chance to review the specifics of this legislation, the Washington...
June 08, 2009
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