Michelle Pimentel

Written by Richard H. Thaler Reviewed by Michelle Pimentel, AFC® Richard Thaler, a professor at the University of Chicago and behavioral economist, recaps his career-long endeavor to establish and legitimize behavioral economics in his latest book, Misbehaving. Thaler argues that “misbehavior,” which he defines as “behavior inconsistent with the idealized... Read More >

Timothy J. Corriero, Andrew S. Leonard

A house is the largest asset that most families will ever own. It is also the most emotionally-meaningful. Over the past two decades, housing values have increased significantly, even doubling or tripling in cities like New York and San Francisco. These dynamics result in the conventional wisdom that renting is "throwing money away"... Read More >

Sabrina Johnson

A quick internet search on budgeting will likely pull up some popular advice: how to cut grocery expenses, shopping deals, couponing, minimizing miscellaneous costs, and so on. But really there is more to budgeting than most of us think. Truly the best way to budget is to simply only spend... Read More >

Jessica Padden

Chronic illnesses can be devastating to a family both emotionally and financially. As financial counselors, we can help families set up budgets and financial plans to prepare for such an event. Setting up a good financial plan can help minimize a family’s stress and control spending. The approach you take... Read More >

Alyssa Hart Blakemore

Making the decision to engage in a new career path can be a source of stress for anyone, regardless of age or economic status. It also marks a turning point for thousands of service members facing alternative means of employment. In the 2015 Veteran Economic Opportunity Report, the Department of... Read More >

Joanna Swanson

In December 2014, the Achieving a Better Life Experience (ABLE) Act was signed into law authorizing individuals with disabilities to open tax-exempt savings accounts to save for disability-related expenses without impacting current or future eligibility for resource-based benefits. As a result, individuals with disabilities can save more than a total... Read More >

Stephanie R. Yates

“Incentives, Charitable Donations and the Estate Tax: Clarifications” by W. Beranek and D. R. Kamerschen (International Journal of Business, 2016) In estate planning, a taxpayer must decide between giving to charity and giving to heirs. This paper develops a model for that decision in order to determine if the monetary... Read More >

Rebecca Wiggins

Although the AFCPE staff is small, most days it feels like a well-oiled machine with such a fabulous team. Our staff is diligent, energetic, intelligent, and deeply committed to this organization and the success of its future. We wear many hats and enjoy the hard work it takes, but we... Read More >

Brenda Vaughn

As I write this article, I’m looking out of my window at a beautiful spring day. The flowers are blooming, the grass is a scenic shade of green, and the ever so subtle layer of pollen covers just about everything. I never used to have allergies, however, in the last... Read More >

Rebecca Wiggins

Spring has officially sprung in Ohio, after a mild but long winter. AFCPE® achieved record growth last year with certification and symposium attendance, and 2017 has not slowed in pace. Here are some of the exciting things we are working on! Program Updates Building the Bridge to Investor Education and Protection... Read More >