Perceived resources and obstacles to financial goal attainment of 520 MONEY 2000 participants are reported. Open-ended questions were used to solicit responses. The most frequently mentioned resource that helped respondents make progress toward financial goals was personal qualities (e.g., discipline, knowledge) and action. Having a goal or plan, financial publications and media, payroll deduction/automated savings, a good income, Cooperative Extension/MONEY 2000, and seeing results were also mentioned. The most frequently mentioned challenge to financial progress was debt/credit use/spending habits. Additional obstacles were a low or reduced income, unexpected expenses and emergencies, children/children’s expenses, personal qualities, and other obstacles. Key words: Financial goals, Financial resources, Financial obstacles, MONEY 2000

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