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The Income-Based Repayment (IBR) Program

July 01, 2009

I wanted to share some information with AFCPE members about the Income-Based Repayment (IBR) plan that might be useful to members and their clients who are repaying federal student loans.

The Income-Based Repayment (IBR) program was part of the 2007 College Cost Reduction and Access Act and the program goes into effect as of today, July 1, 2009. Here are a couple of references I think provide useful information about the program:

* Federal Student Aid (FSA) - Income Based Repayment Plan:

* IBRinfo:

~ Gerald Buchko, MA AFC
Financial Counselor & Personal Finance Coach


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