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Cathy F. Bowen

Author: Judith Briles Publisher: Mile High Press Read More >

Barbara O'Neill

Author: Craig Israelsen & Publisher: McGraw-Hill Read More >

Michael Rupured, Bruce W. Most and Michael Sherraden

A one day dialogue between family economists and social workers was sponsored by the National Endowment for Financial Education. This article summarizes part of the discussion. Key words: Family economics, Family finance, Social work Read More >

Birgitta Klingander

This article reports on Swedish consumers' experiences of financial counseling, based on a field study of 173 households and a follow-up survey of 93 persons. Forty-eight percent said they were helped in contacting the parties concerned and 34% stated they made such contacts after counseling. The advice given focused on... Read More >

Richard J. Kish and Karen M. Hogan

The growth of self-directed retirement accounts and discussion of possible overhaul of the Social Security system has increased the need for educating the individual investor about asset allocation and portfolio design. This paper analyzes individual asset returns and returns generated from three commonly suggested portfolios. The returns are analyzed over... Read More >

Barbara C. Kerkmann, Thomas R. Lee, Jean M. Lown and Scot M. Allgood

This study examined the widely held but largely untested belief that financial issues affect marital satisfaction. The sample consisted of student families at Utah State University. The questionnaire included the Frequency of Financial Management and Frequency of Financial Problems Scales and the Revised Dyadic Adjustment Scale. Financial management behaviors and... Read More >

Charles B. Hatcher

This paper uses both an individual cost-benefit model and a deterministic simulation to investigate whether or not households should sacrifice higher rates of return in more liquid and less volatile investments in order to be prepared for a financial emergency. The cost of having an emergency fund is the difference... Read More >

Jennie Long Dilworth, Lillian C. Chenoweth and JoAnn Engelbrecht

Parents and their children hold different ideas about financial planning and, specifically, goal-setting. The focus of the present study was to explore the perceived goals for money among a sample of 75 college students and 75 of their parents. The subjects identified several differing goals based on stage of life... Read More >

Sharon M. Danes, Nita Fitzgerald and Kevin C. Doll

The purpose of this study was to investigate the relationship among financial decision involvement, assertive conflict mode, and goal achievement for farm family business husbands and wives. For wives, managing finances and tension over finances predicted decision involvement, income adequacy perception predicted assertive conflict mode, and age, off-farm employment, income... Read More >

Bradley T. Ewing and Farooq Malik

Reliance on stock market sector indexes for investment makes it essential to understand how various sectors behave relative to the market. Of particular importance is whether these relationships have changed over time. This paper examines the risk/return characteristics of five S&P sector indexes in pre- and post-1987 stock market crash... Read More >

Michael S. Gutter

Investment decisions such as the choice to own risky assets should be related to the household's perception of total lifetime resources or wealth, which can be defined as the sum of net worth plus human wealth. This article uses data obtained from the 1998 Survey of Consumer Finances to provide... Read More >