Written By: Barbara C. Kerkmann, Thomas R. Lee, Jean M. Lown and Scot M. Allgood

This study examined the widely held but largely untested belief that financial issues affect marital satisfaction. The sample consisted of student families at Utah State University. The questionnaire included the Frequency of Financial Management and Frequency of Financial Problems Scales and the Revised Dyadic Adjustment Scale. Financial management behaviors and perceptions of how well finances were managed, as well as financial problems and perceived magnitude of financial problems were found to be significantly related to respondents’ marital satisfaction. This study supported the relationship between finances and marital satisfaction by identifying that 15% of marital satisfaction was predicted by financial factors. These results must be viewed with caution since the sample consisted exclusively of young, low income couples married for a short time. Key words: Marital satisfaction, Financial management, Financial problems, Newlyweds, Family relations

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