Blog

 Shay James is a CPA who specializes in helping people save money, save their business, or save their relationships. She does this through a variety of strategies, most recently adding the AFC® certification to her professional arsenal of resources.AFCPE: What led you to a career in personal finance?Shay: My journey...

June 28, 2019

 This study develops a general method for evaluating changes in response relating to students’ perceptions of personal finance and financial products using data from a sample of 1,250 students aged 16-18 who participated in a financial capability education study in the UK. We find significant changes in the responses of...

June 26, 2019

 Dionne Blanks, AFC® specializes in helping her clients crush debt, increase savings, and build wealth through good management skills and an effective money mindset. She accomplishes this by working with her clients to establish customized cash flow plans for their household.AFCPE: What inspired you to pursue a career in personal...

June 21, 2019

 In Volume 30 (1) of the Journal of Financial Counseling and Planning (JFCP), Hoa Thi Nguyen’s paper presents the development and validation of a Financial Self-Efficacy Scale that was tested with women in the United States. The Women's Financial Self-Efficacy Scale (WFSES) showed good evidence of reliability and validity. Its...

June 19, 2019

Katherine Sauer, PhD is Vice President, Research and Programs for National Endowment for Financial Education (NEFE). She oversees educational programs, as well as research and strategic impact at a national nonprofit devoted to financial capability. In addition to financial health, she is also passionate about mental and physical health. Learn...

June 14, 2019

 Todd Christensen, AFC® is a financial educator and counselor who works with students and clients of all ages to manage their money on a day-to-day basis. Todd helps people use financial tools for building their financial hopes and dreams, while also guiding them along their path to financial stability, security,...

June 07, 2019

 Ambus Hunter IV is a personal finance educator who helps people understand their relationship with money and how finances intersect with the other essential elements of well-being: physical, career, social, and community. Ambus is passionate about helping people find balance in life, and money plays a large role in that....

May 24, 2019

Being unbanked makes it difficult for low and moderate-income (LMI) households to manage finances, save, and access credit. In this study, we assessed effects of an online tax-time savings intervention on savings account openings in the 6 months following tax filing among a sample of 4,692 LMI tax filers. New research...

May 15, 2019

One of the most frequent questions I get is "How can I prepare for my exam?" I always tell candidates to start with the study guide or AFC® Online Course. It is essential to work through the study resources, read the texts, make flashcards, and understand the concepts as you...

May 13, 2019

Before I start, I want to give you a heads up. I am not being compensated to write this blog post. But in full disclosure, I am compensated by Self Lender to write personal finance articles for SelfLender.com so we do work together. Although I’m extremely grateful for the professional...

May 06, 2019

My short personal financial story began in 1979 when my husband joined the Navy. We struggled with the same personal financial challenges that young Sailors and Marines still face today. They included living paycheck-to-paycheck, mismanaging checking accounts, not building savings and making poor choices with credit. I have worked with...

May 01, 2019

 My name is Janeil Pierre, I am an aspiring AFC and this is my personal finance story…I was born and raised on a tiny island in the Caribbean by the name of Trinidad. I was the first of 3 children and my mom was a single parent. Growing up it...

April 30, 2019