Written By: Jeanne M. Hogarth and Christoslav E. Anguelov

Using the 2001 Survey of Consumer Finances, the contribution of various electronic banking technologies to financial management practices of U.S. households are explored. Results from a three-level ordered probit model reveal that, controlling for a range of socioeconomic, demographic, experiential and attitudinal characteristics, consumers’ use of direct deposit, phone banking and computer banking are associated with makers are provided. Keywords: electronic banking, financial management

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