JFCP Research Journal
Carmen Daniels, Janya McCalman , and Roxanne Bainbridge
Since 1990, financial counseling, literacy and capability services have emerged in Canada, Australia, New Zealand and the United States (CANZUS nations) as practice-based approaches to support the economic participation and financial resilience of Indigenous peoples. This systematic scoping review of the published and grey literature explores how these programs have... Read More >
Haidong Zhao, Lini Zhang, and Sophia Anong
This study examined a conceptual model on the intention to adopt NFC-based mobile payment that incorporates financial experiences and beliefs. NFC refers to Near Field Communication, a new technology in mobile payments. From an online experimental survey of 463 U.S. young adults, this research found consumers who used cards among their... Read More >
Derek Potter, David Jayne, and Sonya Britt
Both financial anxiety and first-generation student status have been linked to negative academic outcomes, mental health issues, and poor social adjustment among college students; however, each factor has been studied in isolation. This paper examines the predictors of financial anxiety, including generational status, using the Roy Adaptation Model and OLS... Read More >
David Allen Ammerman and Cherie Stueve
The purpose of this study was to explore the potential influence of childhood financial socialization on financial wellbeing in adulthood. Using a sample (N = 2,213) from De Nederlandsche Bank Household Survey (DHS) we modeled the likelihood of household debt/asset ratio less than or equal to 40%, and the likelihood... Read More >
Halil Kiymaz and Belma Öztürkkal
This study investigates perceived financial needs and subjective financial wellbeing using data from a national survey of 2,567 households in Turkey. Financial needs are measured by consumer perceived ability to meet current living expenses in the short-term as well as their assessment for the retirement security in the long-term. We... Read More >
Kristy L. Archuleta, Cherie Stueve, Rich Stebbins, Randy J. Kemnitz, Charles R. Chaffin, Kelley K. Williams, Stephen C. Poplaski, Ronald A. Sages, Racquel Heath Tibbetts, and Emily A. Burr
This study utilized qualitative methods to explore perceptions of graduates from Certified Financial Planning Board of Standards™ Registered Programs regarding experiences that impact CFP® certification completion. Participants (N = 16) were classified into four different groups: Certified, In Progress, With Intentions, and No Intentions. In general, the themes that emerged... Read More >