The Standard Newsletter
Lisa Philios, AFC®
What would you say if I told you an ATM can help your clients save money? First, consider the typical behavior at an ATM. ATMIA, the ATM Industry Association provides the following statistics from their September 2015 research (http://www. statisticbrain.com/atm-machine-statistics/): The average number of times a person visits an ATM... Read More >
David Cay
Something new is being addressed in financial markets: behavioral finance. One of the main insights from behavioral finance is that not all people are rational. It is my belief that frankly no one is financially rational, myself included. Here are some tools to help clients and communities understand three behavioral... Read More >
Joe Botta, CHC®, AFC®
For most clients, buying a home for the first time is a complex and potentially anxiety inducing experience. In addition to the large sum of money involved, first time (i.e. inexperienced) homebuyers are dealing with professionals in a business with which they are almost entirely unfamiliar. Most buyers quickly become... Read More >
Erica Tobe, Ph.D.
This quarter’s research briefs focus on the importance of savings and understanding saving behaviors when working with clientele. To reflect AFCPE’s commitment to help make research more palatable, here are three research articles that provide a sound base for savings and have implications when working with clientele. “Savings Goals and... Read More >
Jinhee Kim
You may think of the AFCPE Board of Directors when there are nominations and elections of Board members. But, what does the elected Board do in the role of serving our organization? Some of the obvious, visible ways you may see board members is at the annual symposium when we... Read More >
Jennifer Lear
Recognizing when there are other professionals who might be in a better position to help our clients may be one of the best ways to help them. Clients fall into many categories—some can be helped by a financial counselor, some may be assisted by a referral to an attorney, some... Read More >
Rebecca Wiggins
Greetings from the AFCPE® national office! As we prepare for another productive year ahead, I wanted to take this opportunity to reflect on the exciting growth we experienced in 2015. Thank you for helping us make the 2015 Symposium a huge success. We had record attendance, terrific sessions, and outstanding exhibitors.... Read More >
Ronald A. Howard, Clinton D. Korver, Heather L. Baker
My search for material to provide continuing education credits in ethics led me to this truly remarkable book, Ethics (for the Real World): Creating a Personal Code to Guide Decisions in Work and Life by Ronald A. Howard and Clinton D. Korver. Having been frustrated and bored to tears while... Read More >
Barbara O’Neill
In 2015, I became a “phan” of American Pharoah (AP), the first horse ever to win the “Grand Slam” of thoroughbred horse racing: the Triple Crown (Kentucky Derby, Preakness, and Belmont Stakes) and Breeder’s Cup Classic. I saw him race three times and was enamored, not just by AP, but... Read More >
Ron Lieber, Mary Crawley
Ron Lieber, personal finance columnist for the New York Times, creates a how-to guide for raising financially fit kids in his book, The Opposite of Spoiled. Lieber tackles the difficulties of broaching the subject of money with our kids, outlines a different purpose for allowances, and recognizes the difficulties of... Read More >
Laura Wittig
2015 MARY O’NEILL MINI GRANT: Erica Tobe & Brenda Long for Starting Over After Foreclosure Dr. Erica Tobe is an Extension Specialist and fixed term Assistant Professor for Michigan State University. She holds a BS in Family and Consumer Resources, Masters in Clinical Social Work, and Ph.D. in Lifespan Human... Read More >
Sara Croymans, Elizabeth Kiss, Lisa McLain-Sharp
Each year, the AFCPE Research and Training Symposium committee and staff work diligently to provide members with the deepest, most innovative and impactful content available in financial counseling and planning education. The 2015 event, in Jacksonville, Florida in November, 2015, upheld the high standards that you have set for education... Read More >