The Standard Newsletter
Corinne McKenna
Written by Harold Pollack and Helaine Olen In 2013, University of Chicago Professor Harold Pollack hosted a casual online video chat with author Helaine Olen. In the video, Pollack and Olen dig into some of the points Olen made in her book, Pound Foolish. They agreed that most people are given bad... Read More >
Ted Klontz, Ph.D.
It is not news that the most important predictor of success in the therapeutic/counseling relationship is the skills of the counselor as opposed to the client's condition or presenting issues. Behavioral science provides a gold mine of information regarding strategies that the professional has total and exclusive control over, that... Read More >
Kate Griffin
As financial professionals offering valuable services, you know that the magic happens when you get a client at just the right moment – that moment when she is ready to make a change, when he is making an important decision that can establish a new financial habit. The most important... Read More >
Michelle Pimentel
How would your typical client answer if you asked him how his 401(k) is invested? Even professionals in the personal finance field sometimes put off selecting funds in their employer’s retirement plans. Whether your client has a 401(k), Thrift Savings Plan (TSP), or 403(b), he or she likely needs to... Read More >
Jinhee Kim
Greetings! It gives me great pleasure to invite you to the upcoming 2016 AFCPE Annual Research Training and Symposium, which will be held in Louisville, Kentucky from November 16–18, 2016. I hope you will take advantage of what promises to be an excellent opportunity for learning, networking, and enjoying the... Read More >
Jacqueline A.F.I. Carroll, Ed.D., AFC®
This year it seems that many of the events in the last decade have generated, not only a national discussion, but also more community discussions about the importance and impact of financial literacy, personal finance, and financial responsibility. Many times these terms are used interchangeably, and that tends to make... Read More >
Rebecca Wiggins
In January 2013, AFCPE® engaged in intensive, strategic planning discussions among the staff, Board of Directors and thought-leaders in the field. Through this collaborative process, a shared vision for the future of the financial counseling field emerged: To have a nationally recognized designation through the establishment of educational and ethical standards;... Read More >
Jennifer Lear, AFC®, Andi Wrenn
Frequent topics that arise in discussions with clients about retirement planning are where to invest and in what to invest. This article will discuss the versatile Roth IRA, which can be used by traditional and nontraditional savers. It only has been around since 1997, so some clients may not be... Read More >
Joseph W. Jordan, Barbara O’Neill, AFC®, Ph.D., CFP®
The author, Joseph W. Jordan, is a seasoned insurance industry professional who oversees Met Life’s Behavioral Finance Strategies unit. The book’s major theme is that financial practitioners (with an emphasis on those selling insurance) make many positive impacts on the lives of their clients. Multiple generations of families are often... Read More >
Amy G. Piedmont, J.D.
You have advised your clients on steps to take to reach their financial goals, but have you given them the tools to ensure that their wishes will be protected should they become incapacitated or in the event of their death? Estate planning is more than just having a will or... Read More >
Dennis Gravitt
John and Mary Smith, aged 52 and 51 respectively, have a nice home, good jobs, and they liek to vacation in an exotic location at least once a year. Their combined after-tax incomes are well over $8,300 per month, or about $100k per year. With their household income, the Smiths appear to be doing... Read More >
Chris Waclawik
Roth IRAs have been a great way for individuals to save for retirement since they were created. With a Roth IRA, no tax benefit is received on the front end. However, once money is contributed to the account, the owner does not have to pay tax on any earnings. Additionally, once... Read More >