JFCP Research Journal
John E. Grable and So hyun Joo
This study examines the factors associated with the choice of seeking help from a financial professional or non professional. It was found, using data from a sample of faculty and staff, that those who sought help from professional sources tended to have higher levels of financial risk tolerance and exhibit... Read More >
Kimberley Powell and John G. Powell
This paper explores the relationship between childbearing expectations and financial savings patterns among a group of mature age, first time mothers and examines how this relationship affects the transition to motherhood. Mature age women who had previously expected to remain childless are less likely to have saved, thus making the... Read More >
Frank C. Bearden
This case study focuses on conflicts of interest that financial planners may encounter when working with friends or relatives. The subjects were two practicing fee-based financial planners. Their reactions are significant because of the impact such reactions may have on the quality of financial planning delivered. Both planners indicated they... Read More >
Jeanne M. Hogarth and Marianne A. Hilgert
Using the 1995 and 1998 Survey of Consumer Finances, we provide a profile of households with home secured loans through finance and loan companies and explore the extent to which these loans reflect risk based characteristics. We find that risk related characteristics are major determinants of using a finance and... Read More >
Sharon A. DeVaney and Janet C. Bechman
This article explains the process of developing a retirement planning course for adult learners using distance education as the delivery medium. During the process, we made decisions about the purpose of the course, the target audience, the content, technical development, access, and promotion of the course. Throughout the process, Cooperative... Read More >
Paula Gradwell
Author: Muslimah Ramadan Publisher: Impact Read More >
Barbara O'Neill
Author: Vickie Bajtelsmit Publisher: Anacom Read More >
Barbara O'Neill
Author: Edie Milligan Publisher: Alpha Books Read More >
Barbara O'Neill
Author: Ilyce R. Glink Publisher: Crown Publishing Read More >
A Comparative Analysis of the Expense Ratios of Domestic and International Open-End and Closed-End Equity Funds
Since it is difficult to determine whether fund performance is due to skill or luck, investors should use fees as a criterion when selecting funds because fees reduce returns. This study provides comparisons of expense ratios of domestic and international open-end and closed-end equity funds. A univariate analysis of expense... Read More >
John E. Grable and Ruth H. Lytton
The Survey of Consumer Finances (SCF) offers researchers one of the most popular sources of data for the study of financial risk tolerance. This paper reports findings from two studies that were designed to test the concurrent validity of the SCF financial risk tolerance assessment question. Comparisons between the commonly... Read More >
Richard F. Bieker, Sharon A. DeVaney and Zhan (Sandy) Chen
Because of the low rate of saving among households and concerns about the solvency of the Social Security trust fund, it is likely that more Americans will have to work beyond the now traditional retirement age of 65. This study uses data from the 1998 Survey of Consumer Finances to... Read More >