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The AFC Experience Requirement

The experience requirement for AFC certification is an important component in preparing you as an AFC.

Experience gives context to personal finance concepts, builds confidence, and fosters deeper learning. There are many ways to satisfy your 1,000-hour requirement.

The Experience Requirement at a Glance

1,000 Required Hours

10 Years Experience Window

3 Years to Complete from Enrollment

Experience may be obtained before or after you take the AFC® exam. Candidates may include hours from 7 years before enrollment and have up to 3 years from enrollment to complete the program. All AFC candidates must obtain 1,000 experience hours and submit a verification form to complete their experience requirement* before their program deadline.  There is a ten-year window for calculating experience hours: candidates may include hours from seven years preceding their AFC enrollment and have up to three years from enrollment to complete their certification*.

*FINRA Foundation Fellows’ experience assignment may differ. 

Acquiring Your Experience

Mature financial agent showing new investment to young couple. Happy financial advisor discussing with a couple their mortgage loan. Happy couple consulting their bank agent about savings plan.

What Counts as Experience?

All AFC candidates must meet an experience requirement before their program deadline. Candidates may include experience from 7 years preceding their enrollment date and have up to 3 years to complete the program. We have outlined a number of ways to earn experience hours in the Experience Guide including:
 
  • Financial counseling, coaching and education
  • Personal financial planning and tax preparation
  • Developing curriculum or educational materials
  • Managing financial counselors or programs
  • Training, webinars and coursework

AFC-Supervised Experience: Earn 1.5 Hours for Every Hour

Experience under the supervision of an AFC can be extremely valuable and can be reported at 1.5 hours for every 1 hour of experience. This ratio is permitted in the following categories:

  • One-on-one Counseling
  • Teach Financial Education Classes/Workshops
  • Develop Financial Education Classes/Curriculum/Educational Content

Find Experience Hour Opportunities

Explore resources for both volunteer and paid opportunities that qualify toward your experience requirement.


Experience Portal

Within the Experience Portal, AFC candidates can find volunteer opportunities and internships that may qualify for experience hours.

Access the Experience Portal via your myAFCPE Dashboard.

Access the Portal >>


Seeking Employment

We invite AFC candidates to visit the AFCPE Career and Resource Center for helpful information and a job board to search for experience hour opportunities. The Center is updated often.

 

Access the Career and Resource Center >>

Reporting Your Experience

Young woman using a laptop at home

Submit and Verify Experience Hours

Exam completion is not required to log experience hours. Here are the steps to follow:
  1. Login to myAFCPE: Access your candidate dashboard.
  2. Complete the Experience Verification Form: This is similar to a professional reference. The verifier can be a supervisor, HR representative, or qualified peer or mentor. Our verification process provides options for paid employment, volunteer positions, self-employment, and pro bono work. 
  3. Submit and Track Progress: Watch your progress toward the 1,000-hour goal. Random audits may be performed on submitted forms.

Access Candidate Dashboard >>

Download Experience Verification Form >>

AFCPE Certification is Here to Help

Not sure if an activity qualifies, how to report it, or where to find opportunities? Our team is happy to assist. Email your question to AFCPE Certification and a member of the team will respond promptly.

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