Certification Center

AFCPE® counseling and coaching certifications are the most respected in the field of financial counseling and education. The AFC® is the standard on which all our certification programs are based. Each is structured, rigorous and highly focused on professional development and continuing education.

Certification Benefits Include:

  • A highly recognized and respected designation
  • A strong network of professionals
  • Access to ongoing continuing education
  • Continual support for a rewarding career
Select the certification program that best fits your professional requirements and meets your career goals.
Get Certified

AFCPE® Certification Programs

AFCPE® offers six certification programs with varying education paths. 

The chart below will guide you to the program that fits your general needs.

Counseling Specialties

Accredited Financial Counselor®

The standard: Comprehensive life-cycle financial education, providing the knowledge and skills to assist clients in complex financial decision-making.

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Accredited Financial Counselor Canada

The AFCC program is provided by the Ontario Association of Credit Counselling Services (OACCS).

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Certified Housing Counselor

Builds on the core competencies of the AFC®, with an emphasis on housing issues.

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Accredited Credit Counselor

Focuses on credit and debt repayment and debt management. For more information, email certification@afcpe.org

Coaching Specialties

Financial Fitness Coach

Adds a coaching framework to assist clients in setting goals and making plans, based on credit- and debt-counseling competencies from the AFC® program.

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Accredited Personal Financial Coach

Builds on the AFC® and FFC™ programs, providing in-depth one-on-one training to enhance coaching skills and financial expertise. Registrants must hold both the AFC and the FFC.

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FFC™ certification required


The National Commission for Certifying Agencies (NCCA) has granted accreditation to the AFCPE’s Accredited Financial Counselor® program for demonstrating compliance with the NCCA Standards for the Accreditation of Certification Programs. Accreditation is for a five-year period, expiring December 31, 2020.

“Accreditation through NCCA enhances the value of the AFC® designation to employers, colleagues and consumers,” said Rebecca Wiggins, AFCPE’s executive director. “This recognition and achievement sets the certification mark apart from others in the field and emphasizes the highest standard of excellence that AFCPE has built for this field.”

The NCCA is the accrediting body of the Institute for Credentialing Excellence. The NCCA Standards were created in 1977 and updated in 2003 to ensure that certification programs adhere to modern standards of practice for the certification industry. AFCPE joins an elite group of more than 120 organizations, representing over 270 programs, that have received and maintained NCCA accreditation.

Maintaining Certification

Professional development is a career-long process. Over the course of a career, many changes will occur in a field of expertise that require an updating of knowledge and skills. These changes can include the introduction of new product and service offerings in the financial marketplace, as well as changes in laws and technical knowledge related to personal finance and counseling.

The purpose of requiring certificants to receive continuing education is threefold:

  • Enhance the individual professional’s capacity to serve his or her constituents
  • Protect the public interest
  • Uphold the rigor of the certification programs.

There are three steps to maintaining certification:

  • Submit an annual fee
  • Meet the CEU requirements
  • Abide by a code of ethics

For more information on requirements and fees, please refer to our Guide to Maintaining Your Certification.

Exam Statistics

In compliance with NCCA Accreditation, AFCPE publishes exam statistics on an annual basis.

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