The Standard Newsletter
Jinnifer P. Ortquist, LaShawn Brown
Financial counselors often work with clients who have low credit scores. This harsh reality may negatively impact options available to better their financial stability: obtaining stable housing, employment and affordable sources of credit. However, gaining a clear understanding of the low credit score—whether caused by personal choices or consumer fraud—is... Read More >
Lisa Ware
Written by Joshua Becker “You may have picked up this book hoping for ideas about decluttering your house. You’ll get them, I promise … More time, more money, less stress, less distraction, more freedom. It all sounds appealing doesn’t it?” In his book The More of Less, Joshua Becker spends... Read More >
Michelle Pimentel
Knowledge about investments is not intuitive and it is not uncommon or surprising that our clients have plenty of misconceptions and confusion regarding their own IRAs. When helping a client understand their accounts, or make initial choices to fund their IRAs, it is important to keep this in mind and... Read More >
Robert Weber and Elizabeth Martinéz
There are four essential aspects on which a homeowner should focus in order to prevent foreclosure. There is no particular order for these steps, though all can be addressed as necessary throughout the foreclosure prevention process. Open and Consistent Communication—Establishing and maintaining open and consistent communication between the client and... Read More >
Carrie L. Johnson
The following research papers discuss the need for information and education for student loan borrowers. Practitioners can help provide education and guidance to college students and student loan borrowers. “What are Student Loan Borrowers Thinking? Insights From Focus Groups on College Selection and Student Loan Decision Making” by C. L.... Read More >
Brenda Vaughn
AFCPE’s Board of Directors typically meet once a quarter, with face-to-face meetings held in June and November prior to the Symposium. However, with the advances in meeting technology, and in an effort to save time and money, the Board voted last year to conduct the June meeting via webcast every... Read More >
Rebecca Wiggins
With the end of summer upon us, we take this opportunity to reflect on the first part of the year, and prepare for what is to come! It has been a busy and productive few months with new professional development programs, statewide community engagement events, additional partnerships and new possibilities.... Read More >
Carol Kando-Pineda, Federal Trade Commission
Crooks use clever schemes to defraud millions of people every year. They often combine new technology with old tricks to get people to send money or divulge personal information. They add new twists to old schemes and pressure people to make important decisions on the spot. One thing that never... Read More >