JFCP Research Journal
Kristy L. Archuleta, John E. Grable, and Sonya L. Britt
A path model was developed to test hypothesized associations among financial satisfaction, harsh start-up, shared goals and values, and relationship satisfaction. It was noted that a partner?s perceived financial satisfaction was directly associated with engaging less in harsh start-up discussions and sharing goals and values with the other partner. Harsh... Read More >
Cazilia Loibl and Patti J. Fisher
Despite public support for personal finance instruction in high school, its effectiveness has not been firmly established. The current study investigates instructional approaches as a reason for these inconsistent outcomes by comparing survey responses of business education, family and consumer sciences, and social studies/ economics teachers. The study framework suggests... Read More >
Jodi C. Letkiewicz and Sherman D. Hanna
The current study investigates the impact of substantial economic fluctuations on household portfolios and analyzes how the fluctuations influence households? propensities to meet the capital accumulation ratio threshold of 25%. The 1992 to 2007 Survey of Consumer Finances datasets were analyzed using means tests and a logistic regression. In periods... Read More >
Lindsay Larson Call, W. Justin Dyer, Angela R. Wiley, and Randal D. Day
Recently, national attention has turned to the need for increased financial education, particularly for low-income populations. Incarcerated individuals represent a growing low-income group with unique needs that could likely benefit from financial education. However, few studies have examined the specific financial education needs of inmates, particularly from their own perspectives.... Read More >
Jinhee Kim and Swarn Chatterjee
The current study investigates the association between childhood financial socialization and financial practices and asset choices of young adults, using a nationally representative dataset. Results revealed that childhood financial socialization experiences were positively associated with the beneficial financial practices and financial asset ownership of respondents in young adulthood. Financial outcomes... Read More >