FPA Connect: Tax Deferred Retirement Savings Plans in Later Life

Many U.S. workers have tax-deferred retirement savings accounts such as traditional IRAs, SEP-IRAs, and qualified employer retirement savings plans (e.g., 401(k)s, 403(b)s, 457s, and the Thrift Savings Plan). Many of these accounts are started with the assumption that one’s marginal tax bracket will be lower in later life than during working years. This may or may not actually be the case. Some older adults with multiple streams of income are surprised to see that their income actually increases. This webinar will discuss tax-deferred accounts from the viewpoint of older adults including income withdrawal strategies, required minimum distributions (RMDs), portfolio rebalancing, tax minimization strategies, beneficiary designations, tax withholding, and more.

Free for members

Presenter: Dr. Barbara O’Neill, CFP®, AFC® is the owner/CEO of Money Talk