FPA Connect: Reverse Mortgage Psychology: Navigating the Back-and-Forth between Benefits and Pitfalls

Are your senior clients sitting on substantial home equity but struggling with cash flow, or are they reluctant to tap into investments during market downturns? Reverse mortgages can be a powerful financial tool, but they come with complexity, costs, and crucial timing considerations that demand your professional guidance. In this dynamic webinar, we’ll cut through the confusion and explore the strategic scenarios where reverse mortgages shine, as well as the red flags that should make you pump the brakes.

You’ll gain a clear understanding of FHA-insured HECMs, HECMs for Purchase, and proprietary loans, including how the application process works, what principal limit factors mean for your clients, and how to navigate the counseling requirements. Whether you’re a financial counselor helping clients preserve independence or an advisor optimizing retirement income strategies, you’ll leave equipped to confidently guide the back-and-forth conversation about who truly benefits from reverse mortgages and who should steer clear.

Presenter: Todd Christensen

Free for AFCPE and FPA Members