Asset Management and Retired Households: Savers, Dissavers and Alternators

Written By: Jeanne M. Hogarth

Using Social Security Administration’s Retirement History Survey data, this paper explores patterns of saving and dissaving among retirement aged households. Five patterns are identified and the characteristics of households with each of these patterns are explored. Determinants of the saving/dissaving pattern are estimated. Implications for public policy and educational programs are discussed. KEY WORDS: Financial planning, Retirement

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