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UID:10002803-1775001600-1806710399@www.afcpe.org
SUMMARY:Certified Military Housing Specialist
DESCRIPTION:Episode 146: Innovating Financial Education: The Power of Financial Field Trips with Whitney RamirezDownload the transcript or watch on Youtube! 								\n					\n		\n					\n		\n				\n						\n					\n			\n						\n							\n						\n					\n		\n					\n		\n				\n						\n					\n			\n						\n									In this episode of Real Money\, Real Experts\, co-hosts Rachael DeLeon and Dr. Brandy Baxter are joined by Whitney Ramirez\, founder of Diapers to Deposits and Financial Field Trips\, to discuss innovative approaches to financial education that move beyond traditional instruction. Whitney shares how her experiential learning model—“financial field trips”—helps learners apply financial concepts in real-world settings\, from visiting banks and apartment complexes to exploring car dealerships. By meeting individuals where they are and building on their existing knowledge\, her approach fosters deeper understanding\, confidence\, and long-term behavior change. We explore key concepts including the financial literacy vortex\, the importance of application-based learning\, and how educators\, counselors\, and financial professionals can better engage both youth and adult learners. This conversation offers practical insights for anyone looking to make financial education more impactful\, relevant\, and sustainable. Show Notes: 03:19 The Story Behind the LED Backpack & Standing Out 04:20 How Financial Field Trips Began 05:28 The FAST Framework Explained 07:01 Applying Financial Education in Real Life 11:13 How Behavior Change Happens 13:24 Why Financial Field Trips Work 15:25 Applying These Strategies with Adult Clients 18:03 Teaching Through Storytelling: The “Loan Shark” Lesson 20:23 Planting Seeds Early in Financial Education 21:08 Whitney’s 2 Cents Show Note Links: Learn more about D2D Youth Money Hub!  Connect with Whitney!  Want to get involved with AFCPE®?Here are a few places to start: Become a MemberSign up for an Essentials Course Get AFC Certified today!Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.  								\n					\n		\n					\n		\n				\n						\n					\n			\n						\n						\n					\n			\n						\n									Want to get involved with AFCPE®?Here are a few places to start: Become a Member\, Sign up for an Essentials Course\, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.
URL:https://www.afcpe.org/event/certified-military-housing-specialist-2/
LOCATION:Webinar / Online Meeting\, Online Meeting
GEO:44.9622573;-93.4426615
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DTSTART;VALUE=DATE:20260402
DTEND;VALUE=DATE:20270403
DTSTAMP:20260410T043420
CREATED:20260316T190600Z
LAST-MODIFIED:20260330T185513Z
UID:10002805-1775088000-1806710399@www.afcpe.org
SUMMARY:Military Money HQ: Planning & Budgeting
DESCRIPTION:Episode 146: Innovating Financial Education: The Power of Financial Field Trips with Whitney RamirezDownload the transcript or watch on Youtube! 								\n					\n		\n					\n		\n				\n						\n					\n			\n						\n							\n						\n					\n		\n					\n		\n				\n						\n					\n			\n						\n									In this episode of Real Money\, Real Experts\, co-hosts Rachael DeLeon and Dr. Brandy Baxter are joined by Whitney Ramirez\, founder of Diapers to Deposits and Financial Field Trips\, to discuss innovative approaches to financial education that move beyond traditional instruction. Whitney shares how her experiential learning model—“financial field trips”—helps learners apply financial concepts in real-world settings\, from visiting banks and apartment complexes to exploring car dealerships. By meeting individuals where they are and building on their existing knowledge\, her approach fosters deeper understanding\, confidence\, and long-term behavior change. We explore key concepts including the financial literacy vortex\, the importance of application-based learning\, and how educators\, counselors\, and financial professionals can better engage both youth and adult learners. This conversation offers practical insights for anyone looking to make financial education more impactful\, relevant\, and sustainable. Show Notes: 03:19 The Story Behind the LED Backpack & Standing Out 04:20 How Financial Field Trips Began 05:28 The FAST Framework Explained 07:01 Applying Financial Education in Real Life 11:13 How Behavior Change Happens 13:24 Why Financial Field Trips Work 15:25 Applying These Strategies with Adult Clients 18:03 Teaching Through Storytelling: The “Loan Shark” Lesson 20:23 Planting Seeds Early in Financial Education 21:08 Whitney’s 2 Cents Show Note Links: Learn more about D2D Youth Money Hub!  Connect with Whitney!  Want to get involved with AFCPE®?Here are a few places to start: Become a MemberSign up for an Essentials Course Get AFC Certified today!Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.  								\n					\n		\n					\n		\n				\n						\n					\n			\n						\n						\n					\n			\n						\n									Want to get involved with AFCPE®?Here are a few places to start: Become a Member\, Sign up for an Essentials Course\, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.
URL:https://www.afcpe.org/event/military-money-hq-planning-budgeting/
LOCATION:Webinar / Online Meeting\, Online Meeting
GEO:44.9622573;-93.4426615
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DTSTART;TZID=America/New_York:20260414T120000
DTEND;TZID=America/New_York:20260414T130000
DTSTAMP:20260410T043420
CREATED:20260203T181702Z
LAST-MODIFIED:20260203T181702Z
UID:10002791-1776168000-1776171600@www.afcpe.org
SUMMARY:Rewriting the Narrative: Helping Clients Believe They Can Build Wealth
DESCRIPTION:Episode 146: Innovating Financial Education: The Power of Financial Field Trips with Whitney RamirezDownload the transcript or watch on Youtube! 								\n					\n		\n					\n		\n				\n						\n					\n			\n						\n							\n						\n					\n		\n					\n		\n				\n						\n					\n			\n						\n									In this episode of Real Money\, Real Experts\, co-hosts Rachael DeLeon and Dr. Brandy Baxter are joined by Whitney Ramirez\, founder of Diapers to Deposits and Financial Field Trips\, to discuss innovative approaches to financial education that move beyond traditional instruction. Whitney shares how her experiential learning model—“financial field trips”—helps learners apply financial concepts in real-world settings\, from visiting banks and apartment complexes to exploring car dealerships. By meeting individuals where they are and building on their existing knowledge\, her approach fosters deeper understanding\, confidence\, and long-term behavior change. We explore key concepts including the financial literacy vortex\, the importance of application-based learning\, and how educators\, counselors\, and financial professionals can better engage both youth and adult learners. This conversation offers practical insights for anyone looking to make financial education more impactful\, relevant\, and sustainable. Show Notes: 03:19 The Story Behind the LED Backpack & Standing Out 04:20 How Financial Field Trips Began 05:28 The FAST Framework Explained 07:01 Applying Financial Education in Real Life 11:13 How Behavior Change Happens 13:24 Why Financial Field Trips Work 15:25 Applying These Strategies with Adult Clients 18:03 Teaching Through Storytelling: The “Loan Shark” Lesson 20:23 Planting Seeds Early in Financial Education 21:08 Whitney’s 2 Cents Show Note Links: Learn more about D2D Youth Money Hub!  Connect with Whitney!  Want to get involved with AFCPE®?Here are a few places to start: Become a MemberSign up for an Essentials Course Get AFC Certified today!Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.  								\n					\n		\n					\n		\n				\n						\n					\n			\n						\n						\n					\n			\n						\n									Want to get involved with AFCPE®?Here are a few places to start: Become a Member\, Sign up for an Essentials Course\, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.
URL:https://www.afcpe.org/event/helping-clients-believe-they-can-build-wealth/
LOCATION:Webinar / Online Meeting\, Online Meeting
GEO:44.9622573;-93.4426615
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Webinar / Online Meeting Online Meeting;X-APPLE-RADIUS=500;X-TITLE=Online Meeting:geo:-93.4426615,44.9622573
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DTSTART;TZID=America/New_York:20260416T120000
DTEND;TZID=America/New_York:20260416T130000
DTSTAMP:20260410T043420
CREATED:20260226T153543Z
LAST-MODIFIED:20260226T194603Z
UID:10002798-1776340800-1776344400@www.afcpe.org
SUMMARY:FPA Connect: The One Big Beautiful Bill Act: Practical Implications for Clients
DESCRIPTION:Episode 146: Innovating Financial Education: The Power of Financial Field Trips with Whitney RamirezDownload the transcript or watch on Youtube! 								\n					\n		\n					\n		\n				\n						\n					\n			\n						\n							\n						\n					\n		\n					\n		\n				\n						\n					\n			\n						\n									In this episode of Real Money\, Real Experts\, co-hosts Rachael DeLeon and Dr. Brandy Baxter are joined by Whitney Ramirez\, founder of Diapers to Deposits and Financial Field Trips\, to discuss innovative approaches to financial education that move beyond traditional instruction. Whitney shares how her experiential learning model—“financial field trips”—helps learners apply financial concepts in real-world settings\, from visiting banks and apartment complexes to exploring car dealerships. By meeting individuals where they are and building on their existing knowledge\, her approach fosters deeper understanding\, confidence\, and long-term behavior change. We explore key concepts including the financial literacy vortex\, the importance of application-based learning\, and how educators\, counselors\, and financial professionals can better engage both youth and adult learners. This conversation offers practical insights for anyone looking to make financial education more impactful\, relevant\, and sustainable. Show Notes: 03:19 The Story Behind the LED Backpack & Standing Out 04:20 How Financial Field Trips Began 05:28 The FAST Framework Explained 07:01 Applying Financial Education in Real Life 11:13 How Behavior Change Happens 13:24 Why Financial Field Trips Work 15:25 Applying These Strategies with Adult Clients 18:03 Teaching Through Storytelling: The “Loan Shark” Lesson 20:23 Planting Seeds Early in Financial Education 21:08 Whitney’s 2 Cents Show Note Links: Learn more about D2D Youth Money Hub!  Connect with Whitney!  Want to get involved with AFCPE®?Here are a few places to start: Become a MemberSign up for an Essentials Course Get AFC Certified today!Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.  								\n					\n		\n					\n		\n				\n						\n					\n			\n						\n						\n					\n			\n						\n									Want to get involved with AFCPE®?Here are a few places to start: Become a Member\, Sign up for an Essentials Course\, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.
URL:https://www.afcpe.org/event/fpa-connect-the-one-big-beautiful-bill-act-practical-implications-for-clients/
LOCATION:Webinar / Online Meeting\, Online Meeting
GEO:44.9622573;-93.4426615
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Webinar / Online Meeting Online Meeting;X-APPLE-RADIUS=500;X-TITLE=Online Meeting:geo:-93.4426615,44.9622573
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DTSTART;TZID=America/New_York:20260421T150000
DTEND;TZID=America/New_York:20260421T170000
DTSTAMP:20260410T043420
CREATED:20260219T201638Z
LAST-MODIFIED:20260219T201638Z
UID:10002796-1776783600-1776790800@www.afcpe.org
SUMMARY:Uncovering Hidden Motivators
DESCRIPTION:Episode 146: Innovating Financial Education: The Power of Financial Field Trips with Whitney RamirezDownload the transcript or watch on Youtube! 								\n					\n		\n					\n		\n				\n						\n					\n			\n						\n							\n						\n					\n		\n					\n		\n				\n						\n					\n			\n						\n									In this episode of Real Money\, Real Experts\, co-hosts Rachael DeLeon and Dr. Brandy Baxter are joined by Whitney Ramirez\, founder of Diapers to Deposits and Financial Field Trips\, to discuss innovative approaches to financial education that move beyond traditional instruction. Whitney shares how her experiential learning model—“financial field trips”—helps learners apply financial concepts in real-world settings\, from visiting banks and apartment complexes to exploring car dealerships. By meeting individuals where they are and building on their existing knowledge\, her approach fosters deeper understanding\, confidence\, and long-term behavior change. We explore key concepts including the financial literacy vortex\, the importance of application-based learning\, and how educators\, counselors\, and financial professionals can better engage both youth and adult learners. This conversation offers practical insights for anyone looking to make financial education more impactful\, relevant\, and sustainable. Show Notes: 03:19 The Story Behind the LED Backpack & Standing Out 04:20 How Financial Field Trips Began 05:28 The FAST Framework Explained 07:01 Applying Financial Education in Real Life 11:13 How Behavior Change Happens 13:24 Why Financial Field Trips Work 15:25 Applying These Strategies with Adult Clients 18:03 Teaching Through Storytelling: The “Loan Shark” Lesson 20:23 Planting Seeds Early in Financial Education 21:08 Whitney’s 2 Cents Show Note Links: Learn more about D2D Youth Money Hub!  Connect with Whitney!  Want to get involved with AFCPE®?Here are a few places to start: Become a MemberSign up for an Essentials Course Get AFC Certified today!Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.  								\n					\n		\n					\n		\n				\n						\n					\n			\n						\n						\n					\n			\n						\n									Want to get involved with AFCPE®?Here are a few places to start: Become a Member\, Sign up for an Essentials Course\, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.
URL:https://www.afcpe.org/event/uncovering-hidden-motivators/
LOCATION:Webinar / Online Meeting\, Online Meeting
GEO:44.9622573;-93.4426615
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Webinar / Online Meeting Online Meeting;X-APPLE-RADIUS=500;X-TITLE=Online Meeting:geo:-93.4426615,44.9622573
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BEGIN:VEVENT
DTSTART;VALUE=DATE:20260428
DTEND;VALUE=DATE:20260430
DTSTAMP:20260410T043420
CREATED:20260406T170326Z
LAST-MODIFIED:20260406T203719Z
UID:10002809-1777334400-1777507199@www.afcpe.org
SUMMARY:10th Annual Financial Education Summit
DESCRIPTION:Episode 146: Innovating Financial Education: The Power of Financial Field Trips with Whitney RamirezDownload the transcript or watch on Youtube! 								\n					\n		\n					\n		\n				\n						\n					\n			\n						\n							\n						\n					\n		\n					\n		\n				\n						\n					\n			\n						\n									In this episode of Real Money\, Real Experts\, co-hosts Rachael DeLeon and Dr. Brandy Baxter are joined by Whitney Ramirez\, founder of Diapers to Deposits and Financial Field Trips\, to discuss innovative approaches to financial education that move beyond traditional instruction. Whitney shares how her experiential learning model—“financial field trips”—helps learners apply financial concepts in real-world settings\, from visiting banks and apartment complexes to exploring car dealerships. By meeting individuals where they are and building on their existing knowledge\, her approach fosters deeper understanding\, confidence\, and long-term behavior change. We explore key concepts including the financial literacy vortex\, the importance of application-based learning\, and how educators\, counselors\, and financial professionals can better engage both youth and adult learners. This conversation offers practical insights for anyone looking to make financial education more impactful\, relevant\, and sustainable. Show Notes: 03:19 The Story Behind the LED Backpack & Standing Out 04:20 How Financial Field Trips Began 05:28 The FAST Framework Explained 07:01 Applying Financial Education in Real Life 11:13 How Behavior Change Happens 13:24 Why Financial Field Trips Work 15:25 Applying These Strategies with Adult Clients 18:03 Teaching Through Storytelling: The “Loan Shark” Lesson 20:23 Planting Seeds Early in Financial Education 21:08 Whitney’s 2 Cents Show Note Links: Learn more about D2D Youth Money Hub!  Connect with Whitney!  Want to get involved with AFCPE®?Here are a few places to start: Become a MemberSign up for an Essentials Course Get AFC Certified today!Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.  								\n					\n		\n					\n		\n				\n						\n					\n			\n						\n						\n					\n			\n						\n									Want to get involved with AFCPE®?Here are a few places to start: Become a Member\, Sign up for an Essentials Course\, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.
URL:https://www.afcpe.org/event/10th-annual-financial-education-summit/
LOCATION:Webinar / Online Meeting\, Online Meeting
GEO:44.9622573;-93.4426615
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Webinar / Online Meeting Online Meeting;X-APPLE-RADIUS=500;X-TITLE=Online Meeting:geo:-93.4426615,44.9622573
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260428T133000
DTEND;TZID=America/New_York:20260428T163000
DTSTAMP:20260410T043420
CREATED:20260408T141635Z
LAST-MODIFIED:20260408T141635Z
UID:10002808-1777383000-1777393800@www.afcpe.org
SUMMARY:Financial Considerations for Exceptional Family Members of Military Service Members
DESCRIPTION:Episode 146: Innovating Financial Education: The Power of Financial Field Trips with Whitney RamirezDownload the transcript or watch on Youtube! 								\n					\n		\n					\n		\n				\n						\n					\n			\n						\n							\n						\n					\n		\n					\n		\n				\n						\n					\n			\n						\n									In this episode of Real Money\, Real Experts\, co-hosts Rachael DeLeon and Dr. Brandy Baxter are joined by Whitney Ramirez\, founder of Diapers to Deposits and Financial Field Trips\, to discuss innovative approaches to financial education that move beyond traditional instruction. Whitney shares how her experiential learning model—“financial field trips”—helps learners apply financial concepts in real-world settings\, from visiting banks and apartment complexes to exploring car dealerships. By meeting individuals where they are and building on their existing knowledge\, her approach fosters deeper understanding\, confidence\, and long-term behavior change. We explore key concepts including the financial literacy vortex\, the importance of application-based learning\, and how educators\, counselors\, and financial professionals can better engage both youth and adult learners. This conversation offers practical insights for anyone looking to make financial education more impactful\, relevant\, and sustainable. Show Notes: 03:19 The Story Behind the LED Backpack & Standing Out 04:20 How Financial Field Trips Began 05:28 The FAST Framework Explained 07:01 Applying Financial Education in Real Life 11:13 How Behavior Change Happens 13:24 Why Financial Field Trips Work 15:25 Applying These Strategies with Adult Clients 18:03 Teaching Through Storytelling: The “Loan Shark” Lesson 20:23 Planting Seeds Early in Financial Education 21:08 Whitney’s 2 Cents Show Note Links: Learn more about D2D Youth Money Hub!  Connect with Whitney!  Want to get involved with AFCPE®?Here are a few places to start: Become a MemberSign up for an Essentials Course Get AFC Certified today!Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.  								\n					\n		\n					\n		\n				\n						\n					\n			\n						\n						\n					\n			\n						\n									Want to get involved with AFCPE®?Here are a few places to start: Become a Member\, Sign up for an Essentials Course\, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.
URL:https://www.afcpe.org/event/financial-considerations-for-exceptional-family-members-of-military-service-members/
LOCATION:Webinar / Online Meeting\, Online Meeting
GEO:44.9622573;-93.4426615
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