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Journal of Financial Counseling and Planning

The Journal of Financial Counseling and Planning (JFCP) connects financial educators, counselors, coaches, and planners to important scholarly research related to the financial decision making of individuals and families. The JFCP provides evidence-based ideas and information that enhance the skills of financial professionals to positively impact the financial wellbeing of individuals and families worldwide.

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Guest Editors’ Introduction to the Special Issue on Ethics of Debt

William H. Carter, Jonathan Fox, Kate Padgett Walsh

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Financial Literacy and the Use of Interest-Only Mortgages

Martin C. Seay, Gloria L. Preece, and Vincent C. Le

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Ethical Behaviors and Wealth: Generation Y’s Experience

Jay L. Zagorsky

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Poverty Levels and Debt Indicators Among Low-Income Households Before and After the Great Recession

Kyoung Tae Kim, Melissa J. Wilmarth, and Robin Henager

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The Relationship Between Credit Card Use Behavior and Household Well-Being During the Great Recession: Implications for the Ethics of Credit Use

Jennifer L. Hunter and Claudia J. Heath

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Nudging Debt: On the Ethics of Behavioral Paternalism in Personal Finance

Mark D. White

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Relieving Consumer Overindebtedness in South Africa: Policy Reviews and Recommendations

Ralph Abbey Ssebagala

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Using Field Experiments to Evaluate the Impact of Financial Planning and Counseling Interventions

J. Michael Collins

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Review of Family Financial Decision Making: Suggestions for Future Research and Implications for Financial Education

Jinhee Kim, Michael S. Gutter, and Taylor Spangler

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Do Worker Expectations of Never Retiring Indicate a Preference or an Inability to Plan?

Sherman D. Hanna, Lishu Zhang, and Kyoung Tae Kim

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Exploring the Role of Financial Disclosure Forms in Mortgage Type Selection

Travis P. Mountain, Michael S. Gutter, Jorge Ruiz-Menjivar, and Zeynep Çopurd

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Predictors of Consumers’ Health Insurance Knowledge

Sarah Osmane and Cathy Faulcon Bowen

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Student Teachers’ Capacity and Willingness to Teach Financial Literacy in Flanders

Lieven De Moor and Lindsey Verschetze

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Financial Hardship, Social Support, and Perceived Stress

Narang Park, Wookjae Heo, Jorge Ruiz-Menjivar, and John E. Grable

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