In terms of future revenue stream, the potential of young adults is considered to be significant. The study is
relevant to India as the segment dominates the population. The objective of the study is to examine the
antecedents to financial management behavior for young adults. One hundred and sixty responses were obtained
from respondents. While employing structural equation modeling, we found that variables such as help-seeking
behavior, financial knowledge, and electronic banking, positively affect financial management behavior. The
findings suggest that financial educators and counselors need to incorporate electronic banking along with other
dimensions such as financial knowledge and help-seekers. Financial educators can benefit from innovative
technology features.

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