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Terri Friedline

A question of interest in children's savings research asks whether there are unique effects on children's later savings when savings accounts are opened in their names earlier in life, either independently from and or simultaneously with accounts in which parents save on children's behalf. Using longitudinal data from the Panel... Read More >

Ivan F. Beutler

Wealth growth opportunities are difficult to observe using traditional financial statements. In this case study, an analysis using a wealth-sensitive balance sheet and income-expense statement is presented to help identify corrective adjustments that promote wealth growth. Adjustments involve the application of straightforward financial practices such as paying off debt, living... Read More >

John De Graaf and David K. Batker

What's the Economy For, Anyway? provides a thought- provoking wake-up call about a myriad of U.S. economic challenges and discusses their impact on the lives of ordinary individuals. The book is highly recommended for anyone who teaches or conducts research about the gross domestic product (GDP), household spending, credit and... Read More >

Carl E. Van Horn

Four words immediately came to mind after reading Working Scared: 'I feel your pain.' From its dedication to 'American workers' and continuing throughout its 195 pages, this book presents a collection of sobering statistics and revealing interviews about post-Great-Recession America, the changing American labor market, and lingering effects of the... Read More >

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Barbara O'Neill

Pound Foolish is 292 pages in length and consists of an introduction, nine topical chapters, a conclusion, and 43 pages of reference citations. Its content was generated pri- marily through meticulously referenced secondary sources (mostly online, newspaper, and magazine articles), with a smattering of government reports, empirical studies, and personal... Read More >

Deborah M. Figart

A research interview with a first generation Wall Street woman pioneer in 1994 seemed to be sagacious in the wake of the U.S. financial crisis and Great Recession: ?I think that when women look at stocks, they have a lot more re- spect for the concept of risk.... The women... Read More >

Rebecca J. Travnichek

The foreword of Student Financial Literacy: Campus- Based Program Development is written by a pioneer in the development of college-based financial literacy programs, Dr. Tahira K. Hira, a well-known professor from Iowa State University. She indicates the book is written for indi- viduals who are involved with or interested in... Read More >

Mei-Chi Fang, Sherman D. Hanna, and Swarn Chatterjee

Factors related to differences in risk aversion were analyzed with a measure of risk aversion inferred from answers to a hypothetical income gamble question in the U.S. Health and Retirement Study. Cumulative logistic regressions, controlling for income, age, gender, health status, current job status, and home ownership, showed that Blacks... Read More >

Justin M. Henegar, Kristy Archuleta, John Grable, Sonya Britt, NaRita Anderson, and Anita Dale

The current paper, using data from the National Longitudinal Survey of Youth 1979 (NLSY) and the NLSY Child Survey, reports results from a test designed to determine if impulsiveness is associated with credit card behavior, and whether a mother?s time preference, socioeconomic status, and risk attitude transmit to her children... Read More >

Kristy L. Archuleta, Anita Dale, and Scott M. Spann

The impact of financial concerns on overall mental health has become a popular topic among researchers and practitioners. In this exploratory study, possible associations of financial anxiety were explored using a sample of 180 college students who sought services at a university peer financial counseling center in a Midwestern state.... Read More >