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17SymposiumScheduleThursdayNovember21330PM-420PMBreakoutMilitaryFinancialBehaviorsPresiderLanetteKellyVirginiaCooperativeExtensionTheFinancialBehaviorsofSoldiersBeforeandAfterDeploymentMaryBellNationalAssociationofCountiesSonyaL.BrittKansasStateUniversityBrianaS.NelsonKansasStateUniversityThisresearchcapitalizesonthelatestfndingsromprimarydatacollectedataMidwesternU.S.Armyinstallation.ThepresentationwillgiveinsightintotheresultsotwofnancialsurveysadministeredtoSoldiersbeoreandatertheyletorayearlongdeploymenttoawarzone.Itwillthendiscusstheimplicationsromthestudiesandhowthisresearchwillcontinuetostrengthenmilitarypersonalfnanceprograms.RegencyF-HFinancialTherapyPresiderMartieGillenUniversityoFloridaFinancialTherapyHelpingClientswithMoneyasWellasMentalHealthProblemsMichaelGutterUniversityofFloridaJeanM.TheurerUniversityofFloridaWithoutasteadypaycheckadequatehomeequityastableretirementportolioorsufcientsavingstomeethouseholdexpensesmillionsoAmericansmaybeatriskormentalhealthoutcomessuchasdepressionanxietyandsuicide.Thissessionwillreviewtheresearchdocumentingtherelationshipbetweenfnancialstressandmentalhealthproblems.Wewillshareourexperiencesaswellasacilitateaconversationaboutnewapproachestocollaborateandconsultwithproessionalsinthefnancialplanningcounselingandtherapyfelds.RedbudYoungAdultFinancialChallengesPresiderVirginiaZuikerUniversityoMinnesotaExaminingtheFinancialChallengesofTodaysYoungAdultsJacquieCarrollAmericanStudentAssistanceLyssaL.ThadenAmericanStudentAssistanceJonathanSparlingAmericanStudentAssistanceAsproessionalsandadvocatesweotentrytoputourselvesinourclientsshoes.Andwhilewehavehonedourlisteningandcounselingtechniqueswithanewgenerationcomesnewchallengesandapproachestolie.Using2013datathissessionprovidesreal-lieexampleswithqualitativestoriesbackedbyquantitativeresearchonboththefnancialandpsychologicalchallengesthattodaysyoungadultsace.Attendeeswillwalkawaywithabetterunderstandingohowtosuccessullyengagethisgrouptohelpthemsetaoundationoruturefnancialsuccess.TealBallroom